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how to get cash from credit card

There are several ways you can get cash from a credit card:

  1. Cash advance: Many credit cards allow you to take out a cash advance at an ATM or bank. To do this, you will need to have a PIN (personal identification number) for your credit card. Keep in mind that cash advances usually come with higher fees and interest rates than regular credit card purchases, so they can be a more expensive way to get cash.
  1. Convenience check: Some credit card issuers will send you convenience checks that you can use to get cash from your credit card account. To use a convenience check, you will need to write the check out to yourself and deposit it into your bank account. Like cash advances, convenience checks usually come with higher fees and interest rates than regular credit card purchases.
  1. Balance transfer: If you have a credit card with a low interest rate, you may be able to get cash from your credit card by transferring your credit card balance to a credit card or loan with a cash advance feature. Keep in mind that balance transfers usually come with fees, and the interest rate on the cash advance may be higher than the rate on your original credit card.
  1. Overdraft protection: Some credit card issuers offer overdraft protection, which allows you to use your credit card to cover a check that you don’t have enough money in your checking account to cover. Keep in mind that overdraft protection usually comes with fees and higher interest rates than regular credit card purchases.


By using these methods, you can get cash from your credit card, but it’s important to be aware of the fees and higher interest rates that may be involved. Using a credit card to get cash can be a convenient way to access funds in a pinch, but it’s important to use these options responsibly and pay off your credit card balance as soon as possible to avoid accumulating high levels of debt.