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what is comprehensive insurance

Comprehensive insurance is a type of insurance that provides protection for a wide range of events, including those that are not covered by a standard insurance policy. It is typically used to insure vehicles, such as cars and motorcycles, but it can also be used to insure other types of property, such as homes or businesses.

Comprehensive insurance covers a wide range of events, including:

  1. Damage from natural disasters, such as floods, earthquakes, and fires.

  2. Damage from theft or vandalism.

  3. Damage from accidents that are not the policyholder’s fault.

  4. Damage from animal collisions, such as hitting a deer while driving.

Comprehensive insurance is generally more expensive than a standard insurance policy because it covers a wider range of events. However, it can provide valuable protection against unexpected losses and can help to reduce the financial impact of damages or losses. It is important to carefully review the terms of a comprehensive insurance policy to understand the types of events that are covered. 

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