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what does liability insurance cover

Liability insurance is a type of insurance that provides coverage for damages or injuries that a person or business is legally responsible for. It can cover a wide range of potential liabilities, including:

  1. Bodily injury: Liability insurance can cover medical expenses and other damages resulting from injuries sustained by third parties in an accident that was the policyholder’s fault.

  2. Property damage: Liability insurance can cover damages to the property of third parties that were caused by the policyholder.

  3. Personal injury: Liability insurance can cover damages resulting from defamation, invasion of privacy, or other personal injuries that the policyholder may be liable for.

  4. Advertising injury: Liability insurance can cover damages resulting from advertising injuries, such as copyright or trademark infringement.

Liability insurance is an important type of coverage for individuals and businesses, as it can help protect against the financial impact of damages or injuries that they may be responsible for. It is important to carefully review the terms of a liability insurance policy to understand the types of liabilities that are covered. 

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